Self-employed? Stop letting high Health Insurance Premiums eat your pockets.
There's a smarter play.
If you make too much to qualify for a marketplace plan, you may still have private and group options most people never get shown.
- You earn too much for a subsidy but real coverage still feels out of reach
- Marketplace quotes keep climbing and the networks keep shrinking
- You have a huge tax burden at the end of the year
- You want a straight answer from a real person, not a call center
Share a few details and I will follow up personally.
No pressure, No obligation.
"I was paying $1,420 a month on the marketplace. Andre showed me a private plan that kept my doctor and dropped me to $612. Took one call."
The problem usually isn't the price. It's the door you walked through.
Most self-employed people only ever see one option. Here's why that's costing you.
Self-employed folks get one quote on healthcare.gov, see the price, and assume that's the only option. It isn't.
If you make too much for a subsidy, your only choice is to pay the full marketplace sticker price or go without coverage.
Private carriers and small group plans exist outside the marketplace. Most people never get shown them because the marketplace site doesn't sell them.
A family paying $1,200 a month on the wrong plan is often $400–$600 a month away from coverage that fits their doctors and budget. That's real money every month.
A 42-year-old realtor making $140k. Marketplace quote: $1,180/mo. Private PPO with the same hospital network: $640/mo. Same person. Different door.
Not every situation fits a private or group plan. Sometimes the marketplace really is the best fit. The point is to look at all the options, not just one.
Reframe: The fix usually isn't a cheaper plan. It's understanding what you actually qualify for. That's the whole conversation.
People who were in the same spot you're in
"I had two employees and no idea group coverage was even on the table for a shop my size. Andre walked us through it and we cut our combined premium almost in half."
"I was paying $890 a month for a plan I didn't understand. Andre asked about my doctors first, then matched a plan around that. Now I pay $470 and keep my urgent care."
"I sell life and Medicare, so I didn't have a health solution for my own family. Andre handled it in one call. Refreshing to talk to a broker who doesn't oversell."
Let's Cut Through The Noise.
Look, health insurance shouldn't feel like a scam. Send me your info and I'll personally call you for a quick Needs Analysis (under 5 minutes). Honestly — that's how I know exactly what you actually need. Here's the game plan after our call:
- 1I do the homework — review your Needs Analysis and pull real options in your state.
- 2I send your options by text and email, then we hop back on a call and break it all down together so nothing's confusing.
- 3You make the call. Informed, no pressure, no games — you pick the path that fits your life.
Request information
No obligation. Just a clear look at your options.
Common questions
I make too much for a subsidy. Do you actually have anything for me?
Yes. That's most of who I work with. Private carriers and small group plans live outside the marketplace and don't care about subsidies.
I'm a one-person business. Can I really get a group plan?
In many states, yes. The rules vary. That's part of what we check on the call.
Will you push me to switch?
No. If your current plan is the best fit, I'll tell you. I'd rather keep my integrity than push the wrong policy.
Are you trying to sell me something else, like life or Medicare?
Not here. This page is health coverage for self-employed folks, and anyone needing private health insurance. If something else comes up later, that's your call.
What does this cost me?
Nothing to talk. Brokers are paid by the insurance company when a plan is placed, not by you.